Winning Baccarat Players Stick to These Three Bets

Baccarat is one of the easiest casino games to play. With just three possible bets to make, it’s easy to mix things up and feel good about where you’re choosing to drop your chips. But not all bets are created equal. Did you know that one specific bet comes with the best odds while one other bet should be completely avoided?

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Today, we’re digging deep to show you which bets you should stick with and which to avoid. And if you think that the Banker’s hand is always the bet you should stick with, there’s a lot more to the story worth considering. Here are three best Baccarat betting strategies:

  • Bet on banker’s hand – banker bets have a 1.06% house advantage.
  • Bet on player’s hand – save the 5% house commission on banker’s bets.
  • Avoid the tie bet – tie bets have a 15.75% house advantage.

Your Best Bet: Banker’s Hand

Banker’s Hand - CaccaratBaccarat is truly unique. Unlike Blackjack or other card games where you are the player, and you vie head to head against the house, in Baccarat you have the option to bet on whether the Player’s hand will win or whether the Banker’s hand will win.

Betting on the Banker’s hand is your best bet. That’s because Banker bets have a 1.06% house advantage compared to a Player’s bet, which comes with a 1.24% house advantage. Don’t let the 0.22% difference fool you. Even a 0.01% difference is a big deal, especially when you’re playing casino games for real money.


A Bet Worth Considering: Player’s Hand

When you win by betting on the Banker, the house takes a 5% commission. That’s because they need to accommodate for the lower house edge. Chances are you’ll win more frequently on the Banker’s bet, and the house isn’t just going to hand over that extra money blindly. Remember, casinos are in the business to make money, not hand it out willy-nilly.

But the thing is casino games are random. So betting on the Player is still a viable option and one that could yield big results. For that reason, Player bets are worth betting on, especially if you can’t deal with watching the dealer trim a little but off the top of your winnings.


The Bet to Avoid: A Tie

Betting on a tie in Baccarat

Betting on a tie in Baccarat might seem like a good move. After all, when a tie hits and you bet on one, the payout is pretty sweet. But betting on a tie hand comes with a house edge of 15.75%.

To put this in perspective, one of the biggest scam bets in Baccarat is Big 6 or 8. Betting on a Place 6,8 comes with a 1.52% house edge, yet betting on Big 6 or 8 moves the house edge up to 9.09%. That’s arguably one of the worst bet in craps, yet it seems like a bargain when you compare it to betting on a tie in Baccarat.

If you’re still unsure of whether betting on a tie is worth it, a good rule of thumb to follow is that if a game offers a tie bet, don’t bother. For example, in Casino War, the house has an 18.65% edge for tie bets.


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These aren’t always the three best bets

We’ve listed the best bets from first to worst, but you should always heed this advice. Betting on a tie is always a bad idea unless of course, you’ve got x-ray vision and no what’s coming next. Assuming you don’t, that leaves two best—betting on a Player and betting on a Banker.

betting on a Banker BaccaratWe already told you that betting on a Banker is always your best bet. However, you might want to ignore this advice if you’re following a Baccarat betting system. If you’re employing a betting strategy system like Martingale, we recommend avoiding the Banker bet completely.

While the odds are more in your favor with the Banker’s bet, sticking to this bet could eat into your profits and ruin your betting strategy. With Martingale, you’re constantly doubling your bet after a loss. After a series of losses, you’ll come out ahead when you finally do win, assuming you manage to do so before you hit the table maximum. But that’s only if you stick to the Player’s bet.

If you opt to bet on the Banker, you’re paying the house a commission when you finally win. That commission could eat into your profit, which means when you finally do win, you may be looking at a net loss. Had you bet on the Player, you would be ahead in the same situation, with the same series of losses.


Test out these three best now

If you want to put these bets to the ultimate test, you’ve got two choices:

  1. Head to your local casino. If you live in Vegas, you’ll probably find $10 minimums on a weekday, assuming you’re not playing at a high-end casino. If you’re playing at Wynn, Bellagio, or somewhere of equal caliber, those minimums could jump to $25 a hand. Of course, when you win, you’ll win big. But it’s not necessarily the best way to figure out how these Baccarat bets pay off (especially because they don’t always pay off). That brings us to #2.
  2. Try playing online casino games. At CoolCat Casino, you can play free Baccarat without having to risk real money. To get started, create an account at CoolCat Casino, sign in, and choose the free option. While you won’t win real money, you also won’t risk real money. But that doesn’t mean you won’t get to play with chips. At the free Baccarat tables, you’ll be given a giant stack of chips. They just happen to have a cash value of $0. By using your free casino chips, you can find out firsthand how much a waste the tie bet is, how lucrative the Banker’s bet is, and how sometimes the Player bet pays off (especially if you’re using a betting strategy).

Play for Real Money!

When you’re ready to win real money at CoolCat Online Casino, a simple deposit turns that free casino into a real money casino in a snap. Remember, we have more than just Baccarat. You’ll find all your favorite games, including casino War, so you can discover that all tie bets are for suckers.

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Frances Hill

Frances Hill has an anonymous identity on the web with which he's won over $27k in casino & poker games online. He's half Canadian and currently he's working hard to get his degree in Information Technology Engineering. A smart kid, described by the staff as "geeky yet adorable", he stays up-to-date on everything related to casino technology and mobile gaming advances.